The Defence Housing Authority (DHA) Lahore is one of Pakistan’s most prestigious and well-planned residential communities.
Introduction to DHA Lahore: Legacy of Excellence
The Defence Housing Authority (DHA) Lahore is one of Pakistan’s most prestigious and well-planned residential communities. Established as a housing project for military personnel, DHA Lahore has evolved into a modern, secure, and lifestyle-centric urban ecosystem open to civilians and investors alike. Over the years, this mega project has expanded into multiple phases, each contributing to Lahore’s urban growth and setting standards for residential living. The development ranges from early phases offering basic residential facilities to contemporary phases with advanced infrastructure, commercial centers, parks, and elite community features. DHA Lahore’s reputation for safety, modern amenities, and strong investment returns makes it a top choice for homeowners and investors in Pakistan and abroad.
Building on this legacy, DHA Phase 10 – often referred to as DHA Phase X – represents the next frontier of modern urban development in Lahore’s real estate landscape.
What Is DHA Phase 10?
DHA Phase 10 is one of the most anticipated upcoming phases in the entire DHA Lahore masterplan. It is marketed as a future smart city combining modern living standards, advanced infrastructure, green development, and high investment potential. Many investors and prospective residents use the terms “DHA Phase 10 Lahore” and “DHA Phase X Lahore” interchangeably. What sets this phase apart is its scale – envisioned to be the largest DHA Lahore phase, potentially covering over 100,000+ kanals of land – surpassing even Phase 9 Prism in sheer size and scope.
Despite being in early development stages, Phase 10 has become one of the hottest real estate topics in Lahore, with buyer interest focused on both future lifestyle living and strong long-term capital gains.
DHA Phase 10 Video?
DHA Phase 10 Payment Plan
The DHA Phase 10 Payment Plan has been officially structured to make this highly anticipated phase accessible to both end-users and investors. DHA Lahore has introduced a 4-year installment plan with a 10% down payment, allowing buyers to secure residential and commercial plots without immediate heavy financial pressure. This flexible approach reflects DHA’s commitment to encouraging early participation in DHA Phase 10 Lahore, also widely known as DHA Phase X, while maintaining transparency and affordability.
Under the announced plan, plot allocation will be carried out through balloting, and applicants must submit a non-refundable processing fee along with the application form. Forms will be available from 25 December 2025, while the last date to apply is 20 January 2026. The balloting is scheduled for 5 February 2026, making this a time-sensitive opportunity for serious buyers.
DHA Phase 10 Payment Plan – Complete Table
Plot Size | Total Price | Non-Refundable Fee |
5 Marla (Residential) | PKR 45 Lac | PKR 5,000 |
8 Marla (Residential) | PKR 65 Lac | PKR 8,000 |
10 Marla (Residential) | PKR 75 Lac | PKR 10,000 |
1 Kanal (Residential) | PKR 1.50 Crore | PKR 15,000 |
4 Marla (Commercial) | PKR 2.10 Crore | PKR 20,000 |
8 Marla (Commercial) | PKR 4.30 Crore | PKR 30,000 |
Installment Structure Breakdown
The DHA Phase 10 Lahore payment plan is divided into manageable stages, making it suitable for long-term investors and future homeowners:
- Down Payment: 10% of the total plot price, payable at the time of application
- Remaining Amount: Payable in equal quarterly installments over 4 years
- Total Duration: 48 months
- Payment Mode: Approved banks including MCB, Bank Alfalah, Askari Bank, HBL, and Meezan Bank
This installment-based structure allows buyers to plan finances efficiently while benefiting from early entry into DHA Phase X, which is expected to see significant appreciation once development activities accelerate.
Why This Payment Plan Is Attractive
The DHA Phase 10 payment plan stands out due to its balance between affordability and long-term value:
- Low initial entry cost compared to developed DHA phases
- An extended installment duration reduces the monthly financial burden
- High appreciation potential due to early-stage development
- Suitable for both residential buyers and commercial investors
- Backed by DHA Lahore’s strong credibility and planning standards
With clearly defined prices, installment duration, and balloting dates, DHA Phase 10 Lahore offers a transparent and investor-friendly opportunity. Whether you are planning to build a future home or secure a high-return asset, this payment plan provides a practical pathway into one of Lahore’s most promising upcoming developments.
Strategic Location: The Heart of Future Connectivity
One of the strongest reasons behind the buzz around DHA Phase 10 is its strategic location within Lahore’s larger urban framework. The project sits between two major arterial roads – Bedian Road and Ferozepur Road – giving it superior access to both inner Lahore and key transport corridors.
Bedian Road
Offers seamless connectivity to DHA’s older phases, Lahore Ring Road, and onward to major business and residential hubs.
Ferozepur Road
A historic Lahore highway that connects Phase 10 with Kalma Chowk, Metro Bus lines, and central Lahore zones - vital for daily commuters.
Lahore Ring Road Interchange
Planned access points will further integrate DHA Phase 10 Lahore into Lahore’s master mobility plan, boosting connectivity to suburbs and industrial regions.
Airport Proximity
It’s roughly a 15-minute drive to Allama Iqbal International Airport, making the location ideal for frequent flyers and international investors.
Master Planning & Sustainable Vision
Unlike some older phases that followed traditional layouts, DHA Phase X is envisioned as a smart, sustainable, and future-ready urban model. Many real estate thought leaders describe it as a next-generation sub-city rather than just another residential project.
Key Urban Design Features
- Smart City Integration: Future-focused planning where digital monitoring, AI infrastructure management, smart traffic systems, and modern utilities are embedded into the community’s layout.
- Eco-Friendly Development: Large green belts, planned canopy zones, and sustainable water management aim to make DHA Phase 10 an environmentally responsive community.
- Mixed-Use Districts: The masterplan includes residential blocks, commercial zones, educational hubs, healthcare facilities, recreational parks, and corporate campuses – fostering both living and economic opportunities.
- Community Amenities: Parks, mosques, schools, shopping centers, and social spaces are integrated into the blueprint to promote quality of life.
This bold planning approach is attracting attention not just from local buyers but from overseas Pakistanis and global investors looking for secure, long-term real estate growth.
Current Status and Development Timeline
As of late 2025, DHA Phase 10 remains in the initial development and file trading stages. Actual physical construction on infrastructure and plot allocation is expected to begin progressively once land acquisition, planning approvals, and master plan finalization are complete.
Files vs. Plots
At present, most of the market activity revolves around “files” – documents representing land rights before actual plot numbering and development kick in. There are two main types:
- Affidavit Files: Issued against land acquired by DHA and currently tradable in the market.
- Allocation Files: Will be more formalized after balloting and plot assignment.
Plot sizes anticipated in DHA Phase 10 Lahore include 5 Marla, 10 Marla, 1 Kanal, 2 Kanals, and possibly designated commercial plots – offering options for different buyer segments.
Development Phases
Development is expected to roll out in stages over several years:
- 2025-2027: Master planning, groundwork, and infrastructure initiation.
- 2027-2031: Residential sectors, parks, schools, community spaces.
- Post-2031: Commercial hubs, high-tech districts, and full community services.
Given the scale, full on-ground delivery and mature community habitation may span the next 10-15 years, similar to other large DHA expansions.
Current Projects and Near-Term Development
Although much of the project is in land and planning stages, certain prep work and connectivity enhancements are in motion:
Road Networks and Access Routes
Infrastructure development primarily focuses on aligning internal roads, connecting Bedian and Ferozepur Roads, and establishing links to the Lahore Ring Road. These routes are essential to prepare the phase for orderly sector construction and later habitation.
Service Framework
Plans include underground utility networks, sewage systems, water supply lines, and electric grids - all essential before vertical construction. These are foundational elements that DHA prioritizes before residential and commercial building starts.
Early Demarcation and Surveying
Land surveying and sector demarcation work are underway in some parts, paving the way for future balloting and file switching once official notices are issued by DHA.
Upcoming Projects & Future Prospects
DHA Phase 10 isn’t just a continuation of housing expansion – it’s positioned as a gateway to Lahore’s next era of urbanization. Several components are shaping its long-term identity:
Smart Districts & Tech Hubs
With global trends leaning toward smart cities, DHA Phase X is rumored to include districts dedicated to education, IT, healthcare, and business parks - creating employment opportunities within the community itself.
Sustainable Living Zones
Green corridors, parks, and eco-zones are planned to improve air quality and recreational space.
Such features are expected to attract families and professionals seeking balanced city living.
Commercial and Retail Boom
Central commercial zones, high streets, and retail plazas will likely emerge as the phase develops - boosting local economic activity and creating vibrant community interaction spaces.
Healthcare and Education Clusters
Educational campuses and healthcare facilities are also part of the future blueprint, ensuring residents have access to essential services within the community.
Why DHA Phase 10 Is a Strong Investment
DHA Phase 10 Lahore is currently attracting investors due to several compelling reasons:
Early-Entry Advantage
Buying files before major development significantly reduces acquisition cost compared to post-development plot prices - a trend historically seen in earlier DHA phases.
Location Value Appreciation
Given the phase’s strategic placement and future road links, capital appreciation is expected in multiple folds once infrastructure work begins and connectivity improves.
Safe & Secure Community Brand
DHA’s reputation for disciplined development, reliable governance, and quality construction enhances buyer confidence - especially among overseas Pakistanis and long-term local investors.
Balanced Lifestyle Offering
With plans that incorporate residential comfort, social facilities, commercial opportunities, and green spaces, DHA Phase 10 positions itself as a complete living solution - not just a housing project.
Nearby Societies to DHA Phase 10 Lahore
This clustering effect ensures Phase 10 remains central to a growing urban belt rather than an isolated location – a key factor in driving future demand.
DHA Phase 10 Lahore, also known as DHA Phase X, is an upcoming large-scale residential and commercial phase by DHA Lahore, designed with modern infrastructure and long-term investment potential.
Yes, DHA has announced the balloting-based payment plan, application schedule, and plot categories, marking its official pre-launch phase.
The DHA Phase 10 payment plan is based on a 4-year installment schedule with a 10% down payment and remaining amount payable in quarterly installments.
Residential plot sizes include 5 Marla, 8 Marla, 10 Marla, and 1 Kanal, while commercial plots include 4 Marla and 8 Marla options.
The total price of a 5 Marla residential plot in DHA Phase 10 Lahore is PKR 45 Lac, excluding installments and processing fees.
Buyers are required to pay 10% of the total plot price as a down payment at the time of application.
Yes, DHA Phase 10 offers equal quarterly installments over 4 years, making it financially manageable for investors and end-users.
The non-refundable fee varies by plot size, starting from PKR 5,000 for 5 Marla plots and going up to PKR 30,000 for 8 Marla commercial plots.
No, the processing fee is non-refundable and non-adjustable, and must be paid separately with the application.
Application forms for DHA Phase 10 Lahore will be available from 25 December 2025.
The last date to submit applications is 20 January 2026.
The balloting for DHA Phase 10 is scheduled for 5 February 2026.
No, plots will be allocated through balloting. If unsuccessful, the paid amount (excluding the non-refundable fee) will be refunded as per DHA policy.
Payments can be submitted through MCB, Bank Alfalah, Askari Bank, HBL, and Meezan Bank.
Yes, overseas Pakistanis are eligible to apply, subject to DHA’s documentation and payment requirements.
Yes, DHA Phase 10 Lahore is considered a high-potential long-term investment due to its early-stage pricing and DHA’s development credibility.
Yes, both residential and commercial plots in DHA Phase X are offered under the same 4-year installment framework.
No, possession will be granted after development milestones are completed, according to DHA’s official timeline.
Yes, subject to DHA rules, plots or files can usually be transferred after balloting and payment of applicable transfer fees.
DHA Phase 10 stands out due to its credible developer, flexible payment plan, strategic location, and strong future appreciation potential.
Conclusion: A Landmark in Lahore’s Urban Evolution
DHA Phase 10 – also known as DHA Phase X and widely searched as DHA Phase 10 Lahore – is much more than a real estate project. It embodies Lahore’s next wave of smart, sustainable, and connected urban living. With its strategic location, future-ready planning, and unmatched brand value, it stands poised to shape residential preferences and investment decisions for decades to come.
Whether you’re considering it as a long-term investment, future home, or part of a diversified real estate portfolio, DHA Phase 10 offers a compelling opportunity that blends growth potential with promising lifestyle prospects. As development progresses and official milestones are reached, the value and appeal of this phase are expected to surge – reflecting both DHA’s legacy and Lahore’s evolving cityscape.